However, nation and town upkeep is very steep sometimes after claiming a bunch of chunks. and nations cost a lot to make. Additionally, towns can be tricky to run if you are new, so we suggest you join one and learn how towns work before diving into creating one of your own.
As stated above, nations are expensive. Towns cost $500 to create and Nations cost $350,000 to create. The upkeep for nations is $1,000 per town in the nation. The upkeep for towns is based on the amount of land you have claimed.
Each piece of land you have claimed costs $60 per day to maintain. Land does not cost anything to claim. You can purchase more claims by typing /town buy bonus [amount]. Bonus claims cost $7,500 per claim, to a maximum of 100 bonus claims.
And finally, overclaiming is when you have claimed more land than you have claims available. This can happen when a player leaves your town and your town downgrades or if you leave your nation. The cost is $250 per overclaim per day to prevent abuse. The maximum tax you can set on your residents is 10% of their balance or $2,500.
Below is a list of all Towny related commands and their functions. If you need more help, ask in chat or create a report in the #create-a-report channel on Discord.